Honors Theses and Capstones

Date of Award

Spring 2017

Project Type

Senior Honors Thesis

College or School



Decision Sciences

Program or Major

Business Administration: Accounting and Information Systems & Business Analytics

Degree Name

Bachelor of Science

First Advisor

Inchan Kim


The development of computing sensor devices with the capability of tracking an individual’s activity changed the way we live and move. The data collected and generated from wearable technology provides implications to the user for leading a healthy, more active lifestyle; however, the potential data uses extend beyond the user. Significant opportunity exists in the insurance industry as it relates to discounting premiums. The purpose of this research was to provide insight as to whether insurance companies should consider offering discount on premiums for policyholders who use wearable technology to track their personal fitness by identifying and suggesting potential groups of consumers to target these discounts toward. Using the platform R, researchers collected and analyzed tweets about four leading wearable technology companies including Fitbit, Jawbone, Misfit, and Withings. Both unsupervised and supervised learning techniques were pursued during the study in the form of topic modeling and artificial intelligence. Through detailed analysis, researchers determined that companies may want to consider reducing premiums for wearable technology users who use the devices for weight loss, as it would benefit both policyholders and insurance companies.