This brief examines predatory mortgage loans and the harmful impact they have on rural homeowners and their communities. The report finds that minorities and low-income people are more likely to fall victim to higher-cost loans. The brief includes recommendations for policy changes at the state and federal levels, as well as advice on identifying and avoiding predatory loans.
National Policy Brief No. 4
Durham, N.H. : Carsey Institute, University of New Hampshire
Digital Object Identifier (DOI)
Dickstein, Carla; George, Lance; Singleton, Theresa; and Thomas, Hannah, "Subprime and predatory lending in rural America: mortgage lending practices that can trap low-income rural people" (2006). The Carsey School of Public Policy at the Scholars' Repository. 15.
Copyright 2006. The Carsey Institute. These materials may be used for the purposes of research, teaching, and private study. For all other uses, contact the copyright holder.